CREATE THE PERFECT PICTURE
Putting together the pieces of a business insurance policy is easier than you think!
OWN A SMALL BUSINESS?
A Businessowners Policy (BOP) is ideal for small businesses and combines different coverages, such as property, liability, crime and more, creating a customized package for your specific needs.
FORCED TO CLOSE?
Business Income Insurance or Business Interruption Insurance can help compensate for lost income and pay for bills if your business must close temporarily due to external forces or circumstances.
ACCIDENT OR DAMAGE?
General Liability Insurance can help protect your business by covering non-work-related accidents and injury claims that happen at your business, which includes bodily injury, property damage and personal injury.
NEED MORE COVERAGE?
Commercial Umbrella Insurance extends the coverage on other liability coverages in the event claims exceed the policy limits by increasing the coverage of your other liability policies.
OWN A HOME BUSINESS?
Home-Based Business Insurance provides property insurance for home-based businesses–covering equipment and inventory in the event of a problem. (Homeowner’s policies do not cover home-based businesses.)
DRIVE FOR WORK?
Commercial Auto Insurance provides coverage related to vehicles owned by your business, including damage, driver injury, injury to someone else or damage to someone else’s property.
Boiler and Machinery Insurance or Equipment Breakdown Insurance can protect your business from damages and costs related to computers, electrical and mechanical equipment breakdowns.
DEALING WITH A CLAIM?
Professional Liability Insurance or Errors and Omissions (E&O) Insurance protects you against the costs of a claim made by a client against a consultant, financial advisor, insurance agent or lawyer.
Crime Insurance or Financial Institution Bonds provides coverage for loss of money or other assets resulting from acts such as theft or fraud by employees or others.
Employers’ Liability Insurance often referred to as “part 2” of workers’ compensation, covers your business if an employee sues your company for additional damages.
OWN A PROPERTY?
Commercial Property Insurance can help protect your company in case of circumstances like a fire, covering items such as your building, furniture, equipment and inventory.
Product Liability Insurance is a tailored policy designed for businesses that manufacture products for sale by aiding in costs associated with legal culpability.
NEED A LAWYER?
Employment Practices Liability Insurance covers the cost of the business owners’ legal defense when they are accused of employment-related wrongdoing.
CONCERNED WITH FLOOD?
Commercial Flood Insurance provides coverage for costs resulting from floodwater, protection includes coverage of your physical business, contents and assets.
Workers’ Compensation Insurance can protect your employees in the instance of a work-related accident, covering medical expenses and lost wages.
HAVE A BOARD?
Directors’ and Officers’ Liability Insurance (D&O) covers legal defense costs if your directors or officers of your company are sued.
WORK WITH DATA?
Cyber Liability Insurance or Data Breach Insurance provides coverage for costs associated with data breaches and cyberattacks.